The IRS allows individuals who are age 50 or older to make additional contributions above the limit for pre-tax and Roth contributions through what are commonly known as “catch-up” contributions. Select “Yes” if you will be age 50 or older at any point during the calendar year.

Enter your expected total annual compensation for 2024, including any overtime pay, eligible bonuses, and commissions you may receive.

Enter the compensation you have earned already in 2023, including any overtime pay, eligible bonuses, and commissions you have received. This can be found by visiting bausch.service-now.com/hrcentral. Click on "Manage My Pay, Time and Benefits". Select "View pay statement" in the Pay box on the Home page.

Review your year-to-date contributions by visiting bausch.service-now.com/hrcentral. Click on "Manage My Pay, Time and Benefits". Select "View pay statement" in the Pay box on the Home page. Add together the year-to-date Deduction amounts shown for 401kAnnBonCom, 401k Regular, Roth Regular and RothAnnBonCom under Employee YTD.

Review your year-to-date contributions by visiting bausch.service-now.com/hrcentral. Click on "Manage My Pay, Time and Benefits". Select "View pay statement" in the Pay box on the Home page. Enter the year-to-date amount shown for 401K Match (Under Deductions, you will find the Employer year-to-date amount under "401K/Roth ER Ma").

These elections will help you maximize your total contributions to the plan, including pre-tax, Roth and catch-up contributions (if eligible). These results also take into account contributions made by the Company, based upon your inputs.

You must agree to the Terms & Conditions prior to using the Tool.

This website (the "website") is provided by FWS LLC and contains general information to help you decide how much to contribute to your retirement savings plan (or plans). By using this website, you consent to electronic receipt, and have read and agree to be bound by the terms of use herein.

Your benefits are subject to the terms and conditions of your employer's official plan documents in effect.  In the event there is a conflict between the information you read on this website and the official plan documents, including any estimated calculations, the applicable plan documents will control. Your employer reserves the right to amend, modify, suspend or terminate one or more of its plans or programs at any time as provided in the plan documents, including compliance with applicable laws or regulations.

The website contains general information to help you decide how much to contribute to your retirement savings plan(s) in the form of a Contribution Maximizer Tool (the "Tool"). The Tool's calculations are based on information entered by you, the user, as well as various assumptions, such as contribution limits. Review the Assumptions & Additional Information page for a description of important assumptions reflected in the Tool's calculation methodology. The Assumptions & Additional Information page also explains the limitations of the Tool. If any assumption is not appropriate for your circumstances and/or if any of these limitations apply to you, the output of the Tool may not be accurate, and you should consult your employer's official plan documents and your tax advisor.

The information and resources provided throughout the website, including the text, graphics, images, and other materials, are provided as general information, which may be based on various assumptions relating to your age, eligibility, elections, or compensation, and neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, tax, legal, retirement planning, insurance, financial, or similar advice.

The website relies on certain assumptions and additional information as outlined on subsequent pages. Those assumptions and additional information will impact the calculations and results. You are solely responsible for the accuracy of any data you enter into the website, and the calculations are based on the information you provide.

The website's estimates and results are not a guarantee of what your benefits or account balance will actually be at any time, or what your maximum contribution amount is under applicable laws and regulations. They neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, investment, tax, legal, retirement planning, insurance, financial, health, or similar advice. The website should not be used or relied upon by you as a substitute for your independent research or for professional advice regarding your own personal situation.

This website is intended only for your personal non-commercial use, and you may not modify, copy, display, distribute, reverse engineer, or otherwise extract any source code, algorithms, methods or techniques embodied in the website. The website is provided on an "as is," "as available," and "with all faults" basis, without warranty of any kind, express or implied, including, without limitation, warranties of merchantability, fitness for a particular use or purpose, title, or non-infringement. In no event shall FWS LLC or any of its licensors or affiliates be liable for any consequential, special, or indirect damages that result from use of or loss of use of the website. The rights, exclusions, warranty disclaimers and limitations of liability under these terms operate to the benefit of FWS LLC's subcontractors, licensors, affiliates, and vendors to the same extent that such provisions operate to the benefit of FWS LLC. FWS LLC reserves the right to make changes or corrections to the terms of use or this website at any time, which shall become effective immediately.